Portfolio Overview
Real-time risk monitoring and analytics for your solar portfolio
How the AI Credit Engine WorksSMART
Our AI analyzes payment patterns, energy usage, and account history to predict default risk 30-60 days in advance. Higher risk scores mean higher likelihood of payment issues. The system automatically adjusts pricing tiers to balance energy credit with debt recovery.
Understanding Risk Scores (0-100)
Scores are calculated from 5 factors: payment consistency (30%), payment amounts (25%), energy usage patterns (20%), account status (15%), and customer tenure (10%).
Dynamic Pricing Tiers
When customers make payments, the system automatically allocates money between energy credit and debt recovery based on their risk level.
Low Risk
All payment goes to energy credit
Medium Risk
Small buffer for potential issues
High Risk
Moderate debt recovery
Critical
Maximum recovery while maintaining service