SolarAICredit Engine
AI-Powered Risk Analysis
v1.0.0 Beta

Financial Analytics

Executive view of portfolio financials, debt recovery, and ROI metrics

AI-Powered Recovery

How Dynamic Pricing Creates a Win-WinKEY INSIGHT

Instead of disconnecting customers who fall behind on payments (losing the customer and all future revenue), our AI automatically adjusts how each payment is split: higher-risk customers have a portion of their payment allocated to debt recovery while still receiving energy credit. This means customers keep their lights on, stay engaged, and gradually clear their debt — while your business recovers revenue without expensive manual collection efforts.

Portfolio Snapshot

Key financial metrics at a glance. These numbers update in real-time as payments come in.

Payment Allocation This Month

Every payment is automatically split based on customer risk. Low-risk customers get 100% energy credit. Higher-risk customers have 8-25% allocated to debt recovery while still receiving energy service. This table shows the breakdown for this month.

Payment Allocation (MTD)

Total Payments
-
→ Energy Credit
-
→ Debt Recovery
-
0 customers improving

Trending toward lower risk tiers

Recovery by Risk Tier

Allocation split (energy% / debt%):

Debt Recovery Timeline

How long will it take to recover outstanding debt? This projection is based on current payment patterns and assumes customers continue paying at their current rate.

Why AI Pricing Beats the Alternatives

Compare three approaches to handling at-risk customers: AI dynamic pricing (automatic, low-cost), manual follow-up (expensive staff time), or disconnection (lose the customer entirely).

Recovery Forecast (Up to 3 Years)

This chart shows projected recovery of the 36-month recovery target (-) based on expected monthly recovery of -. The orange line shows debt remaining, the green line shows amount recovered.

30-Day Financial Trends

Daily breakdown of how payments are being allocated. The amber line shows debt recovery, the green line shows energy credits, and the purple dashed line shows cumulative debt recovered over time.